My SIL and Brother Demanded to Use My Credit Card
A Step Toward Independence
At 22, getting my first credit card felt like “one quiet step toward independence.” I used it only for essentials, keeping it private except for my dad.
Family Pressure and Guilt
Then my brother Mark texted, “It’s like free money!” asking to borrow it because his card was maxed. I said no, explaining, “It’s not free. I pay it back.” He called me selfish, but I stood firm.
Uninvited Demands and Betrayal
Mark and his wife Kendra showed up uninvited, saying, “What’s yours is ours. We’re family.” My mom sided with them: “You broke the family over a piece of plastic.” But it wasn’t about plastic—it was about trust.
Fraud and Consequences
My card disappeared, and charges appeared. I froze the account. Dad said, “Then let the consequences catch up to them.” Kendra later called from the police station, asking, “You’re going to tell them we had permission, right?”